Weighing up the cost of having kids

So, we all know that having children is expensive but do people really weigh up the cost of having children when they are struggling to decide whether to have children or not?  I have found that finance can be a factor for some people in making the decision but funnily enough it is not usually the main driver for many of my clients, 

This article looks at the costs of having children vs not having children. 

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